SITUMORANG, Bornok; 						KURNIAWAN, Ade.
 FINTECH, SIKAP PENGGUNA DAN PENINGKATAN TATA KELOLA KEUANGAN.
<strong>BENING</strong>, [S.l.], v. 8, n. 1, p. 97, may 2021.
ISSN 2614-4999.
Tersedia pada: &lt;<a href="https://www.journal.unrika.ac.id/index.php/beningjournal/article/view/84" target="_new">https://www.journal.unrika.ac.id/index.php/beningjournal/article/view/84</a>&gt;. Tanggal Akses: 12 feb. 2026
doi: <a href="https://doi.org/10.33373/bening.v8i1.2795">https://doi.org/10.33373/bening.v8i1.2795</a>.